Understanding the Cost-Plus Generic Medications

Oct 28, 2025

The Rising Cost of Medications—and a Better Way Forward

Prescription drug prices have climbed steadily over the past decade, leaving many patients struggling to afford essential medications. At Hopkins Pharmacy, we’re changing that with our cost-plus generic model—a transparent pricing structure that gives you access to the medications you need without the markup.


What Is the Cost-Plus Model?

The cost-plus model means you pay the actual wholesale cost of the medication, plus a small, clearly stated service fee. There are no hidden markups, no insurance loopholes, and no surprises at the register.

For example:

  • Medication wholesale cost: $10
  • Service fee: $5
  • Your total price: $15—period.

How Cost-Plus Pricing Benefits You

  1. Transparency: You always know what you’re paying for.
  2. Affordability: Without insurance middlemen, prices drop significantly.
  3. Accessibility: You can manage chronic conditions without financial stress.
  4. Consistency: Prices remain stable—no unpredictable monthly changes.

This model puts power back in your hands, ensuring your family can afford long-term treatment plans.


Why Generic Medications Are Just as Effective

Generic drugs contain the same active ingredients as brand-name medications and are required by the FDA to meet identical quality and safety standards. The only difference is price.

By focusing on generics, Hopkins Pharmacy helps patients achieve optimal outcomes without compromising care.


Who Benefits Most from Cost-Plus Generics?

This program is ideal for:

  • Patients without insurance
  • Those with high deductibles or limited coverage
  • Families managing multiple prescriptions
  • Seniors on fixed incomes

Even insured customers often find our cost-plus model more affordable than using their insurance copays.


Combining Cost-Plus Pricing with Personalized Care

At Hopkins Pharmacy, saving money doesn’t mean cutting corners. Our pharmacists still provide:

  • Medication reviews for safety and interactions
  • Dosing guidance and refill reminders
  • Wellness counseling for better long-term outcomes

How to Get Started with the Cost-Plus Model

  1. Bring your prescription or transfer it to Hopkins Pharmacy.
  2. We’ll provide a transparent cost breakdown before filling your medication.
  3. Enjoy peace of mind knowing you’re paying a fair, honest price.

👉 Contact Us today or stop by our pharmacy to see how the cost-plus model can simplify your healthcare spending.

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